David Swift, a commercial photographer, and Colleen Thompson, a computer consultant, are both self-employed and self-insured. Getting health insurance for their family costs $1,500 a month. Looking for relief from the Affordable Care Act, they were pleased to get a rebate from their health insurance company.
Some Teton County residents have found something surprising in their mailbox - a refund check from their health insurance company. Since when do health insurance companies send refund checks? Since the Affordable Care Act instituted something called the Medical Loss Ratio, or 80/20 rule. Rebecca Huntington explains.